Are students, homemakers, and unemployed people entitled to lost income benefits?

The statement that students, homemakers, and unemployed people are not entitled to lost income benefits is based on the principle that lost income benefits are typically designed for individuals who have a tangible work history or a demonstrated income being affected by an incident, such as an injury. Lost income benefits are primarily allocated to individuals who can prove they had an income-generating job prior to the incident that caused their loss of income.

For students, the expectation is that they may not have a full-time income or may not have been working in a way that would qualify them for such benefits. Similarly, homemakers, while vital in their roles, do not have an income that is documented in a traditional sense that typically entitles them to lost income benefits. Unemployed individuals, by definition, do not have current income from employment, which would make them ineligible for benefits linked to lost income.

This understanding reflects the underlying policy aimed at compensating individuals whose financial stability has been directly impacted by an injury or related incident, and encourages the support of those who are actively contributing to the workforce.