If a vehicle is registered as 5000 KG GVW but is actually 6000 KG, is there liability insurance?

Study for the SGI Restricted Auto Basic Exam. Prepare with flashcards and multiple choice questions, each question comes with hints and explanations. Get ready for your test!

In this scenario, the validity of liability insurance is contingent upon the accurate representation of the vehicle's gross vehicle weight (GVW) at the time of registration. If a vehicle is registered as 5000 KG but actually weighs 6000 KG, this misrepresentation significantly impacts the insurance policy. Insurance is typically based on the details provided at the time of registration and premiums are calculated according to those details.

When a vehicle is not registered correctly, it can create an issue of coverage validity. In many jurisdictions, operating a vehicle outside of its registered specifications can be considered fraudulent, which may result in the cancellation or invalidation of the policy. Therefore, in this case, because the vehicle's actual weight does not match the registered weight, this could lead to a situation where there is no liability insurance coverage, leaving the driver exposed.

The consequences depend not only on the nature of the misrepresentation but also on legal requirements in the specific jurisdiction regarding insurance and vehicle registration. Hence, the most accurate conclusion is that under these circumstances, there would be no liability insurance.

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