If found partly at fault, what right does the insured have?

Study for the SGI Restricted Auto Basic Exam. Prepare with flashcards and multiple choice questions, each question comes with hints and explanations. Get ready for your test!

When an insured individual is found partly at fault in an incident, they have the right to appeal the adjuster's determination. This means that they can contest the decision made regarding liability or the assessment of damages. An appeal allows the insured to present additional evidence or argue why they believe the fault determination should be reconsidered.

This process is essential because it helps ensure that all circumstances of the case are thoroughly evaluated, and it provides the insured with a pathway to rectify what they perceive as an incorrect decision. The right to appeal protects the interests of the insured, allowing them to advocate for a fair evaluation of their claim, especially in situations where they believe they may not be as liable as determined.

Regarding the other options, the choice to accept a claim without question does not apply in this context, as the insured has the right to challenge the finding. Requesting additional coverage is unrelated to the determination of fault in an accident scenario. Switching insurance providers may be an option, but it does not pertain to the immediate rights of the insured concerning an existing claim. Thus, the ability to appeal the adjuster's determination stands out as the correct response.

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