If someone deliberately drives their car off a bridge to commit suicide, what happens to their accident benefits?

When an individual intentionally causes an accident, such as deliberately driving off a bridge to commit suicide, they are generally not eligible for accident benefits. This principle is largely rooted in the idea that accident benefits are intended to provide assistance for unintentional injuries.

In most jurisdictions, the purpose of these benefits is to support individuals who suffer harm due to unforeseen mishaps while operating a vehicle, rather than to provide compensation for acts that are self-inflicted. This policy is in place to prevent abuse of the accident benefits system, ensuring the resources are reserved for cases where injuries are the result of accidents without intent to harm oneself.

In cases of intentional self-harm, the implications often extend to the determination of benefits for other parties, such as family members, as the accident is classified outside the scope of insurance coverage. Many insurance policies explicitly exclude coverage for events resulting from intentional actions. Therefore, the correct stance on this issue is that individuals who engage in such deliberate actions do not qualify for any sort of accident benefits.