In a No Fault system, what is the primary purpose of the insurance coverage?

In a No Fault system, the primary purpose of the insurance coverage is to provide benefits regardless of fault. This means that when an accident occurs, individuals can claim insurance benefits from their own insurer to cover medical expenses, lost wages, and other costs associated with the accident without needing to determine who was at fault. The No Fault system streamlines the claims process, reduces the need for legal disputes over fault, and ensures that victims can receive timely assistance for their injuries or damages. This approach is designed to promote quicker coverage and financial relief for those involved in an accident, thereby minimizing potential delays and complications that can arise from fault determination and litigation.