Is it true that fault is determined at the time of an accident in a No Fault system?

In a No Fault system, the core principle is that regardless of who is responsible for an accident, each party involved will receive compensation for their injuries from their own insurance carrier. This means that fault is not established or needed to access benefits under this system. Instead, it allows for a more streamlined process in handling claims, as it avoids the lengthy disputes over liability that can otherwise complicate the claims process. Therefore, the assertion that fault is determined at the time of an accident is not accurate in the context of a No Fault system, making the correct answer that it is not true.

In such systems, compensation is typically provided for medical expenses, lost wages, and other related expenses without regard to fault. This reduces the potential for litigation and encourages quicker access to care for injured parties. The intent is to promote efficiency and reduce overall costs associated with auto accidents.