True or False: Motorists in Saskatchewan need either plate insurance or an extension policy for proper coverage.

The statement about whether motorists in Saskatchewan need either plate insurance or an extension policy for proper coverage is evaluated based on the specific requirements of Saskatchewan's auto insurance regulations.

In Saskatchewan, all drivers are required to have mandatory basic coverage provided by the Saskatchewan Government Insurance (SGI). This basic coverage is included with the vehicle's registration and is referred to as plate insurance. It's important to note that while motorists can opt for additional coverage through an extension policy, it is not mandated for all drivers. Motorists can drive legally with just the mandatory plate insurance coverage, which provides basic liability coverage.

The requirement for additional or extension policies is determined by individual preferences for higher coverage or specific protections, but it is not a necessity for all drivers. This understanding clarifies that the statement is false, as not all motorists are required to have either plate insurance or an extension policy; having just plate insurance suffices.