What is an implication if a person has income loss but was not employed full-time at the time of an accident?

Study for the SGI Restricted Auto Basic Exam. Prepare with flashcards and multiple choice questions, each question comes with hints and explanations. Get ready for your test!

If a person experiences income loss but was not employed full-time at the time of the accident, the implications are significant in terms of the benefits they may receive. Since full-time employment is generally a key factor in determining the extent of lost wages and related compensation, being employed part-time or not at all can result in a lower benefits allocation.

In many cases, benefit calculations are based on average earnings, which includes the income one would typically earn if employed full-time. Therefore, if the individual's income is derived from part-time work or inconsistent earnings, the compensation for lost income due to an accident may be based on this lower amount. This means the benefits awarded could be less than what a full-time employee would receive, leading to the conclusion that the individual may have lower benefits.

The other choices imply either maximum benefits, no effect on the claim, or ineligibility for benefits altogether, which does not align with how compensation structures usually work in cases of part-time employment or inconsistent income.

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