Which of the following statements is true regarding No Fault judgments?

The statement that true regarding No Fault judgments is that it restricts the type of claims drivers may file. Under No Fault insurance systems, individuals injured in automobile accidents typically receive compensation for their injuries from their own insurance company, regardless of who was at fault in the accident. This system streamlines the process of obtaining compensation and reduces the need for lengthy litigation over liability.

As a result, the range of claims that drivers can pursue against other drivers is limited. Generally, to file a lawsuit for additional damages, the injured party must meet specific criteria, such as reaching a certain threshold of injury severity or medical expenses. This restriction encourages quicker resolution and minimizes the burden on the judicial system, which can often be flooded with fault-related litigation.

The other statements either misinterpret the nature of No Fault insurance or inaccurately represent its principles. For instance, establishing fault is not necessary for receiving some types of compensation, thus not requiring a legal process for that purpose. No Fault does not automatically compensate for all injuries, as there are limits and conditions that must be met. Lastly, it does not make suing other drivers illegal; rather, it simply sets conditions under which such lawsuits can be brought. These nuances distinguish how No Fault insurance operates and clarify the limitations it places