Which vehicle type has limited coverage under the AAIA?

The chosen answer identifies that antiques have limited coverage under the AAIA, specifically citing a coverage amount of $800. The AAIA, or the Automobile Antiquities Insurance Act, specifically addresses the insurance coverage afforded to vehicles classified as antiques. These vehicles often have a limited value or are considered classic, which influences the type of insurance policies available to them. As a result, they may not receive the same level of coverage as more recent or everyday vehicles.

In the context of the other options, it's evident that they imply broader or different types of coverage than those typically offered to antique vehicles. The assertion that all vehicles are fully covered overlooks the specific limitations placed on certain classifications of vehicles like antiques. Similarly, the claim regarding only commercial vehicles suggests a more comprehensive coverage that is not applicable to antique vehicles. Sports cars are typically associated with more extensive coverage due to their higher value and popularity, which further emphasizes the limited nature of antique vehicle insurance under the AAIA. Thus, the correct answer illustrates a nuanced understanding of specialized vehicle coverage and the unique status of antiques within the framework of the AAIA.